About Us

Company History

Nationwide Mortgage has always been synonymous with mortgage advice and mortgage lending in America.  Our goal of offering mortgage advice and education to millions of homeowners has enabled borrower’s that are looking to purchase or refinance a home, to make informed and educated decisions.  Our signature mortgage news and advice center showcases the latest news and developments in the mortgage industry, as it effects borrower elgibility for constantly changing lending guidelines.  

Corporate Mission

Our mission is to offer borrowers of all credit profiles the largest selection of mortgage products while at the same time allowing our reputation to offer customers the confidence that they are getting the best care and attention from our staff.  Our partnerships with some of the biggest names in the mortgage industry allows borrowers to shop for hundreds of mortgage products from national wholesale lenders and execute on that product in real time at steeply discounted rates.  This allows borrowers a single point of contact when shopping for a mortgage. 

Our Commitment

Nationwide Mortgage is committed to demystifying the loan process for our customers.  We recognize that every borrowers situation is unique but that does not mean that a borrower should be denied an explanation of how their mortgage needs can be satisfied.  As such, we provide our customers with the best customer care by working with them from the first day an application is taken until the actual day of closing.  Our agents will always keep you informed throughout the entire process providing you with a road map of the entire mortgage process.  We strive to be on the leading edge of eliminating the mystery of home financing, to give the consumer control and power over the mortgage process.


We have the RIGHT mortgage for you


Years you plan to stay in the house Recommended program
1-3 3/1 ARM, 1 year ARM or 6 month ARM
3-5 5/1 ARM
5-7 7/1 ARM
7-10 10/1 ARM, 30 year fixed or 15 year fixed
10+ 30 year fixed or 15 year fixed

Loan Programs
Fixed Rate Mortgages
  • Monthly payments are fixed over the life of the loan
  • Interest rate does not change
  • Protected if rates go up
  • Can refinance if rates go down
  • Higher interest rate
  • Higher mortgage payments
  • Rate does not drop if interest rates improve
Adjustable Rate Mortgages
  • Lower initial monthly payment
  • Lower payment over a shorter period of time
  • Rates and payments may go down if rates improve
  • May qualify for higher loan amounts
  • More risk
  • Payments may change over time
  • Potential for high payments if rates go up
Balloon Mortgages
  • Lower initial monthly payment
  • Lower payment over a shorter period of time
  • Many balloon mortgages offer the option to convert to a new loan after the initial term.
  • Risk of rates being higher at the end of the initial fixed period
  • Risk of foreclosure if you cannot make balloon payment or if you cannot refinance or if you cannot exercise the conversion option
First Time Buyer Programs
  • Lower down payment
  • Easier to qualify
  • Sometimes you may get lower rates
  • May be subject to income and property value limitations
  • Some programs which have government subsidies may have a recapture tax if you sell the house too early.
Stated Income Programs
  • Don’t need to verify income
  • Faster approval
  • Higher rates
  • Higher down payment
No point, No fee Programs
  • No closing costs
  • Less money required to close
  • Higher rates
  • Higher payments
Imperfect Credit Programs
  • Potential for reestablishing credit if you pay your mortgage on time.
  • When used for debt consolidation, you may be able to reduce your monthly debt payment
  • Higher rates
  • Terms may not be as favorable
  • Harder to get long term fixed loans
  • Loans may have prepayment penalties
Home Equity Line of Credit
  • You only borrow what you need
  • Pay interest only on what you borrow
  • Flexible access to funds
  • Interest may be tax deductible
  • Rates can change. The maximum interest rate is normally high.
  • Payments can change
  • Harder to refinance your first mortgage
Home Equity Fixed Loan
  • Fixed payments
  • Interest may be tax deductible
  • Higher interest rates than on 1st mortgages
  • Harder to refinance your first mortgage

Besides our standard loan programs, we also have a large number of unique programs to serve your needs:

  • Purchase a house with 0 down
  • Piggyback loans 80-10-10 or 80-15-5.
  • No PMI payments even with 5% or 10% down.
  • Debt consolidation programs Home Improvement loans
  • Qualify even if you may have been turned down before!